Freedom Friday: 8 Tips for a Happy Retirement Life

Baby Boomer Couple in City

In the article 8 tips for a happy retirement life, author Lee Price writes:

“It’s easy to be worried about retirement when you hear all the discussions about a weak economy or poorly performing investments.

But instead of thinking only about the financial logistics of retirement, have you put much thought into what you want your day-to-day life to be like?

For many people, the idea of giving up work (and for some, their identity) is scary. There’s also the worry of whether you would actually be bored when you’re no longer in the workforce.

The truth is that retirement can be whatever you want it to be. That might mean taking an art class, volunteering for a charity close to your heart, or taking an active role in childcare for the grandkids.”

Here are some tips that can help you create a happy retirement:

It’s not just about the money. Yes it is important to have a financial plan in place for retirement, but it’s not the only thing you should be thinking about. What kind of life do you want for yourself? How do you want to feel? These are also important questions that you should try to answer.

Make some concrete plans. It’s all well and good to say that you want to travel – but why not be specific? Make yourself an action plan with items to tick off by a certain date – it could be a visit to Fiji before your next birthday.

Do what makes you happy. Now is your time to focus on you, so find things to do that are meaningful for you and give you joy. That could mean taking on a course in photography or even getting a pet.

Keep your mind active. If you think you will miss the stimulation of the work environment, you might want to take steps to address this early on. It might be a course to learn French or taking up the guitar.”

Read the rest: 8 tips for a happy retirement life
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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – What Kinds of Foods Do I Need to Eat as I Age?

Group of fresh fruits and vegetables

Adults over the age of 50 have different dietary needs from those of younger adults.

The National Institute of Diabetes and Digestive and Kidney Diseases has published Health Tips for Older Adults, a web-based publication that offers tips on health and wellness for older adults.

According to NIH, “When you get older, your body begins to need fewer calories, but you need just as many nutrients. Nutrient-dense foods pack a lot of vitamins, minerals, and other nutrients your body needs into a small amount of calories.

Eat more of these nutrient-dense foods

Older adults, along with other Americans, are advised to “eat from the rainbow” of foods rich in nutrients, like these:

– fruits and vegetables (choose a range of types with vibrant colors)
– whole grains, like oatmeal, whole-wheat bread, and brown rice
– fat-free or low-fat milk and cheese, or soy or rice milk that is fortified with vitamin D and calcium
– seafood, lean meats, poultry, and eggs
– beans, nuts, and seeds

Eat less of these foods

Some foods have many calories but offer few nutrients. Older adults should eat less of these foods:

– sugar-sweetened drinks and desserts that have added sugars
– foods with butter, shortening, or other fats that are solid at room temperature
– white bread, rice, and pasta made from refined grains.”

Discover more tips at Health Tips for Older Adults.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: 10 Popular Baby Boomer Activities

Baby boomer senior couple in front of RV

In her article 10 Popular Baby Boomer Activities, author Marianne Spoon writes:

“Baby boomers have adopted attitudes and lifestyles unlike any previous generation. The 78 million diverse Americans born between 1946 and 1964 enjoy a variety of activities, ranging from aerobics and workouts to quality time with their favorite rock ‘n’ roll albums.”

Aging baby boomers are unlikely to settle for your typical bingo night. So which pastimes appeal to the generation of bell bottoms and Beatlemania? What are popular baby boomer activities?

Spooner continues:

Active lifestyle is very important. Boomers participate in a mix of solitary and group activities such as tennis, golf, jogging, walking and aerobic exercise, to name a few. Because baby boomers were the first to be targeted by health advertisers on TV, it’s not surprising that they take their well-being seriously. But the generation is also known to take exercise to the extreme. Coined “Boomeritis,” many active boomers are breaking their aging bodies by overdoing it. As a result, hip and knee replacements are on the rise for individuals between the ages of 40 and 60, but doctors are unsure of whether the procedures will withstand boomers’ active lifestyles.

Many plan to continue working well after 65. Activities surrounding switching career paths or trying something new are likely to become more popular as baby boomers age. According to one industry survey, baby boomers reported wanting to switch to professions such as consulting and teaching, where they can use their experiences to help and guide others. Some even reported wanting to be tour guides, leading leisurely trips through tourist spots.

Do-It-Yourself (DIY) is very popular. Baby boomers’ independence and innovation leads them to activities to do on their own. This is why home improvement projects and do-it-yourself endeavors are popular among the group. Improving quality of home makes sense for boomers looking to stick with their current residence as they age.”

Read the rest: 10 Popular Baby Boomer Activities

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – A Baby Boomer’s Guide to a Five Star Retirement

Baby Boomers in Exercise Class

Bluebird Care, an Irish home care company, has published an infographic called A Baby Boomer’s Guide to a Five Star Retirement that offers tips on health and wellness, financial readiness, travel and culture, community service and personal development.

Here are five wellness tips:

1. Stay fit. Building as little as 30 minutes of moderately intense exercise is heart healthy and adds stamina and vigor.

2. Fitness activities that are aerobic and can be done with low impact on body joints are best. Consider swimming, cycling and yoga to keep in shape.

3. Don’t neglect exercises for the brain. Studies have shown that activities like crossword puzzles, sudoku and even reading the newspaper daily help keep the mind sharp and agile.

4. For some people, body parts do wear out. If this is the case, discuss alternatives with a GP. Knee and hip replacements are on the rise and helping older persons maintain an active lifestyle.

5. Eat wisely, but eat well. Focus on nutrient rich foods instead of supplemental vitamins. Be mindful of portion sizes and exercise moderation in alcohol consumption.”

Discover more tips by viewing A Baby Boomer’s Guide to a Five Star Retirement Infographic.

NOTE: If the infographic looks too small in your browser window, click on the graphic so it shows at 100%.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: How to Turn Your Passions Into Retirement Income

Piggy Bank Sitting on Stack of Money

In her Next Avenue article How to Turn Your Passions Into Retirement Income, author Nancy Collamer suggests ways you can generate income from your passions and hobbies you love:

“Become a gigster. Eager to strike out on your own, but don’t want the headaches of starting and marketing a business? Consider applying for short-term gigs that play into your passions by using gig technology platforms and mobile apps.

For example, if you love pets and would enjoy working as a pet sitter or dog walker, you could sign up on Rover.com. You set your own schedule and rates; Rover.com handles the payments and insurance for dogs in your care. In exchange, the company takes 20 percent of your earnings to cover administrative costs and overhead and to make a profit, of course.

It’s proven a lucrative option for Walt Galvin, 66, a recently-retired defense contractor and dog lover based in Woodbridge, Va. ‘As a retiree, Rover provides me with a great monthly supplemental income. And it’s great exercise, too!’ he says. Galvin averages $1,500 a month from Rover, he told me.

On his Rover.com page, Galvin says: ‘I love dogs! Over the years I’ve fostered over 150 dogs as a volunteer/board member of a local lab rescue group. I don’t foster anymore, but as a new retiree with time on my hands I’m looking to continue to interact with dogs and their families.’

If you Google ‘gig platforms’ you’ll find that there are many other possibilities. For instance:

  • Coachup.com: Sign up to offer coaching services to local clients.
  • Gigmasters.com: It matches people who provide event services (like music entertainment, wedding photographers, magicians and officiants) with prospective customers.
  • EatWith.com: Apply to be a dinner party chef, working out of your own home.”

Read more ideas of How to Turn Your Passions Into Retirement Income

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – The Rise and Fall of the Fitness Generation

Senior couple riding bicycles

In the AARP Magazine article The Rise and Fall of the Fitness Generation, author Sarah Mahoney shares why once-buff boomers are now confronting the blimp in the mirror:

“‘Baby boomers led an unprecedented fitness revolution, into a kind of golden era of health,’ says Kenneth H. Cooper, M.D., whose 1968 best-selling Aerobics put modern exercise on the map. In 1968, less than 24 percent of American adults exercised regularly; by 1984, that figure had risen to 59 percent. Cholesterol levels fell, and so did blood pressure. Deaths from heart disease plummeted 48 percent. And, in large part due to boomer mojo, the average life expectancy jumped from 69.7 years for those born in 1960 to 75.4 for those born in 1990, a huge gain.

By 1987 – the apex of the golden age of our abdominals — 69 percent of American adults were regular exercisers. Many boomers pursued fitness careers, becoming personal trainers. Others harnessed their workouts to change the world, with groundbreaking AIDS bike rides and breast cancer walks raising millions for worthy causes.

Then something strange happened. Boomers, once the peppiest generation, devolved from fit to flabby. Don’t take my word for it. JAMA Internal Medicine recently revealed that boomers are far less fit than their parents were at the same age and are more likely to have diabetes or high blood pressure. Today just 35 percent of boomers exercise regularly; 52 percent have no routine.”

Find out what happened.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: Baby Boomers Gain Freedom Through Technology

Baby Boomer Couple Look at Content on Their Hand-Held Tablet

A 2017 report released by Pew Internet Research Project notes that older adults are steadily increasing their use of the Internet.

“Around four-in-ten (42%) adults ages 65 and older now report owning smartphones, up from just 18% in 2013. Internet use and home broadband adoption among this group have also risen substantially. Today, 67% of seniors use the internet – a 55-percentage-point increase in just under two decades. And for the first time, half of older Americans now have broadband at home.”

In her article Baby Boomers Gain Freedom Through Technology, author H. E. James notes that Baby Boomers are quickly adopting and adapting to the technologies which are native to their grandchildren, the Millennials. This trend is necessary, as technology will help Baby Boomers communicate with those caring for them — nurses, doctors, and caregivers.

Read the rest of Baby Boomers Gain Freedom Through Technology

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – Five Benefits of Meditation for Baby Boomers

Baby Boomer Couple Meditating

Meditation. It doesn’t have to be some hippy-like practice for which you travel to the high ground in India. In her article Five benefits of meditation for baby boomers, Marcia Smalley shares the benefits of “going within”:

“I started meditating two years ago. It’s safe to say this has changed my life.

At first I wanted to experience what all the fuss was about. If it was good enough for Oprah, then maybe there was something to it. But I was determined not to sit on a pillow in an awkward cross-legged position. I was 60, after all, and I wanted to be sure I could get up. Unassisted.

I also didn’t have a lot of time to devote to this.

Gratefully, neither a lot of time nor a pillow is required. I’ve discovered these benefits of even a few minutes of meditative silence.

Better Health

Since I began my practice, I’ve read the scientific evidence of its benefits. I knew from the beginning that meditation was beneficial. It just feels good. My heart rate slows. I release stress. I sleep better. I intuitively know that meditation is applying a salve to the inflammation that’s trying to ignite in me, physically and emotionally.

Love of the Present Moment

When in a meditative state, there’s only NOW.

At this time of life, when we’ve come to equate enjoyment with activities, to be able to drop into the joy of the present moment is truly sacred. There’s nothing sweeter than falling in love with the moment we’re given, the only one we have.

Increased Sensory Awareness

My meditation practice has shifted me into truly paying attention to everything around me. This has come as a surprise. At 60, you can get a little jaded. You can think you’ve seen it all, maybe done it all.

I notice things differently now. I have a greater appreciation of nature’s beauty, the intensity of color in our world, tantalizing aromas coming from the kitchen. Deeper gratitude for the outside world has been an unexpected gift.”

Discover more benefits of meditation for Baby Boomers.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: Baby Boomers Abandon ‘Burbs for Bustling City Life

Baby Boomer Couple in City

In her article, Baby Boomers Abandon ‘Burbs for Bustling City Life, author Lindsay Wester explains how Baby Boomers are trading retirement in suburbia for city-life:

“Baby Boomers, known for their two-car garages, white picket-fences, and glorious lawns are trading retirement in Suburbia for city-life. The New York Times reported that we should be prepared for the Baby Boomers “second act” as they are more willing than former generations to shift their lifestyles and accommodation choices to counter a poor economy, minimal retirement savings and the general lack of activities available in the ‘burbs. While many retirees are still heading to the warmer climes of Arizona and Florida, we’ve got the scoop on why some Boomers choose the city instead.”

Find out why the Boomers are heading to the city from the ‘burbs.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – Dietary Tips for Baby Boomers

Healthy Lifestyle Logo

In her article Dietary Tips for Baby Boomers – Ageless Advice for an Aging Generation Lynn Grieger, RD, CDE, cPT shares that certain nutrients and actions can aid in controlling weight, warding off disease, and promoting a state of healthy aging:

“By 2030, the number of older Americans will have more than doubled to 70 million, or one of every five people.2 Baby boomers born in the 1950s and 1960s could expect to live to the approximate age of 69 at birth; if you make it to 65, you can expect to add another 14 years to your life.

Basic Healthy Nutrition Practices

Bradley J. Willcox, MD, MSc, is lead investigator of the Hawaii Lifespan Study and the Okinawan Centenarian Study at the Pacific Health Research Institute in Honolulu, Hawaii. Willcox’s research doesn’t provide earth-shattering evidence for new or exotic nutrition recommendations. Instead, it confirms what we already know: People who keep their weight at healthy levels throughout their lifespan and eat a primarily plant-based diet live longer, healthier lives.

Caloric Restriction

Maintaining energy balance not only promotes a healthy weight but can also reduce the risk of developing several chronic diseases associated with obesity. As early as the 1930s, McCay et al reported that caloric restriction prolongs the lifespan and promotes healthier aging.8 Okinawan Japanese eat a lower calorie diet, enjoy a longer lifespan, and have lower incidence of chronic disease. They practice Hara hachi bu, which translates to “80% full.” According to Willcox, Hara hachi bu is an “insurance plan” against feeling deprived since it takes approximately 20 minutes for the body to signal the brain that there’s no need for more food. Hara hachi bu gives the brain a chance to catch up and is key to Okinawan weight control, he explains.

Mild caloric restriction combined with optimum nutrient intake, similar to the diets of Okinawans, can help reduce inflammation and other risk factors for chronic disease. Okinawans not only live roughly 20% longer than Americans, but they also enjoy nearly an additional decade of disability-free, healthy living. The American Institute for Cancer Research (AICR) asserts that maintaining a healthy weight (as lean as possible without being underweight) is the most important way to prevent cancer and many other chronic diseases. Fat cells produce estrogen, which promotes cell growth, including growth of cancer cells. Body fat also contributes to inflammation and insulin resistance, which promote cell growth and reproduction.”

Click here to discover additional tips for Baby Boomer wellness.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582