Freedom Friday: The Hot New ‘Retirement’ Plan for Baby Boomers – Starting a Business

Baby Boomer Entrepreneur

In her article, The Hot New ‘Retirement’ Plan for Baby Boomers: Starting a Business, author Leigh Buchanan explains how older entrepreneurs are happy to keep thing small and trade material benefits for a more comfortable schedule:

“Characterizing a Boomer business as a retirement hobby is as misleading as saying all 20-somethings launch app companies. Still, startups by people over age 50 tend to skew small. Gallup reports that 80 percent are lifestyle businesses meant to supplement retirement income and keep the mind engaged.

Jeff Williams, founder of BizStarters, a service that coaches older entrepreneurs, says roughly 60 percent of the clients he’s worked with in the course of 20 years ‘are much more interested in schedule flexibility than making a ton of money. They want the feeling that, after they have been in business for six months, they can take three weeks off to go visit their grandkids.’ Very few older founders are trying to replace corporate salaries, says Williams. Instead, average earnings expectations are between $50,000 and $75,000 a year.

The majority also prefer to be soloists, drawing on contract help when necessary. “I get these guys who come to me–they are 57 years old–and they say, ‘Been there, done that, already managed people,'” says Williams. ”I would like to grow a company without employees.””

Read the rest at Inc..

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – The Seven Dimensions of Wellness

Senior couple riding bicycles

The International Council on Active Aging® connects a community of like-minded organizations and professionals who share the goals of changing society’s perceptions of aging and improving the quality of life for aging Baby Boomers and older adults within the seven dimensions of wellness.

The concept of wellness moves the definition of health and well-being away from a mindset based in the management of disease and into the areas of prevention and proactive strategies.

Active aging embodies the philosophy that individuals can live as fully as possible within the seven dimensions of wellness:

Emotional

Feelings are the lens through which people view the world, and the ability to be aware of and direct one’s feelings helps to create balance in life. Coping with challenges and behaving in trustworthy and respectful ways signal emotional wellness, attributes that can be encouraged through peer counseling, stress management, humor/laughter and personal histories.

Intellectual, cognitive

Engaging in creative pursuits and intellectually stimulating activities is a proven approach to keeping minds alert and interested. There are many ways to stay intellectually active, including taking college courses, journaling, painting or joining a theater company, and challenging oneself with games and puzzles.

Physical

The goal of living independently is one shared by many people, and physical wellness is necessary to achieve this. Lifestyle choices that can maintain or improve health and functional ability include engaging in physical activity, choosing healthy foods with adequate nutrition, getting adequate sleep, managing stress, limiting alcohol intake, not smoking, making appointments for check-ups and following medical recommendations.

Click here to discover the additional ICAA four dimensions of wellness.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: Baby Boomers Rank Travel as Top Priority

Baby Boomer Couple on Vacation in Europe

In his article, Baby Boomers Rank Travel as Top Priority, author Clark Norton explains what the over-50 crowd is looking for when it comes to leisure:

“What’s the top experience that folks seek out after turning 50?

A new survey of 2,000 passport-carrying Americans aged 50 and up shows that traveling abroad is their number one choice for realizing their passions.

The survey, commissioned by Exodus Travels — a UK-based  adventure travel company with a substantial  presence in the U.S. and Canada  – confirmed  what Exodus leaders say they had observed for a number of years: that Americans gain a new “lust for life” after age 50.

And that “second wind” translates most heavily into travel.

Asked ‘What led you to gaining a new passion/appreciation for life?’, one-third of respondents chose ‘a travel experience’ – which tied with ‘retirement’ in that category.

The next question was key: ‘What have you done or do you plan on doing as a result of getting a new passion for life?'”

Find out how the survey respondents answered.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – Total Body Strength Workout for Seniors

Seniors Using Exercise Bands to Work Out

Thanks to the folks at VeryWell, here’s a total body workout that can help seniors get started with strength training.  The exercises focus on building total body strength with an emphasis on improving balance, stability and flexibility.  See your doctor before trying this workout if you have any pain, injuries or other conditions you’re dealing with.  Take your time with the moves and only add weights or resistance when you feel comfortable with the exercises.

Precautions

See your doctor before trying this workout if you have any injuries, illnesses or other conditions and modify any exercise that causes pain or discomfort.

Equipment Needed

Various weighted dumbbells, an exercise ball, a resistance band, a medicine ball, a chair and a step or staircase.

How To Do the Total Body Strength Workout

  • Begin with a 5-10 minute warm up of light cardio (walking in place, etc.).
  • Perform each exercise as shown for 1 set, using no weight or light weights to get used to the exercises.  Weights are suggested for each exercise, but modify according to your fitness level and goals.
  • To progress, add a set each week until you’re doing a total of 3 sets of each exercise with 30 seconds of rest in between each set.
  • Click on the links or pictures for a larger picture and more detailed instructions.
  • Do this workout 1-2 non-consecutive days a week, taking at least one day of rest between workouts. For best results, combine this workout with regular cardio and a healthy, low-calorie diet.

Click here for the exercise instructions for the Total Body Strength Workout for Seniors.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: AARP Travel Research: Baby Boomers 2017 Travel Trends

Baby Boomer Couple Relaxing in Swimming Pool

According to AARP, almost all Boomers will travel for leisure in 2017, taking an average of 5 trips.

Top 2017 Boomer travel trends show that almost all will travel for leisure with about half traveling internationally.

Key findings include the following:

  • Most Boomers are looking for a laid back and relaxing trip to give them the opportunity to spend quality time with friends and family.
  • To do so, Boomers are planning to escape to Mexico, the Caribbean, and/or the British Isles (UK, Ireland) for their upcoming international trips. Their domestic trips, although covering a variety of cities, are most often being planned for a Florida or California destination.
  • Regarding authentic experiences, although Boomers would like to eat a meal with locals (50%), or tour with locals (40% among international travelers), they are not as open to staying with locals, domestically or abroad (18%).
  • As seen in past research, among Boomers who are still working, approximately 40% do not anticipate taking all of their vacation days. And when they do vacation, 40% feel it is at least somewhat important to stay connected to work while away, which is why many anticipate spending at least 10% of their vacation time working.

Read the rest at AARP.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – Baby Boomer Fitness Trends

Senior couple riding bicycles

In her Next Avenue article Boomers Took Fitness and Made It Their Own, author Lynn Langway explains how exercisers who are over the age of 50 are reshaping the fitness industry.

“Clearly, the American College of Sports Medicine (ACSM) was onto something when its annual survey listed “programs for older adults” among the top 20 fitness trends for 2017.

According to the Centers for Disease Control and Prevention, about 32 percent of older adults get no physical exercise whatsoever in their leisure time.

‘Your aging body starts calling out for more balanced workouts,’ says Grace DeSimone, a spokesperson for ACSM and group instructor at the Wyckoff Family YMCA in Wyckoff, N.J. ‘Strength and flexibility become major factors.'”

We can’t help getting older, but we can age successfully. The more active, healthy, and fit you are now, the better you will feel as you get older.

Expert Tips for No-Sweat Workouts

To keep yourself moving with minimum risk of injury, follow these tips from two certified trainers who are boomers themselves:

  • “Watch before you do,” counsels YMCA instructor DeSimone. Talk to trainers about the class schedule, and observe classes that interest you.
  • Don’t skimp on warm-ups. “You’ve got to oil up the Tin Man,” says DeSimone.
  • Talk to the teacher before you take a class. Let him or her know about any injuries or limitations. Ask how to modify movements to suit your abilities, suggests Regina Jordan, who teaches free classes at community centers in Manhattan that are run by the Health Advocates for Older People .
  • Listen to your body. If jumping jacks or other movements give you twinges, Jordan says, “don’t do them if they don’t feel comfortable.”
  • Learn to custom-tailor your workouts. Many gyms offer a free consultation to start. You may be able to continue workouts you like if you adjust the intensity: use lighter weights, spin at a lower gear on your bike, replace jumps with side-steps, add shorter bursts of intense activity.
  • Vary what you do. Don’t take multiple spinning or zumba classes in a row; alternate.
  • Practice everyday exercise. Walk to as many errands as possible, lift groceries with proper form, take the stairs when you can.

Read more about Baby Boomers Fitness Trends.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: R.V. Life – Baby Boomers Are Hitting the Road

Baby boomer senior couple in front of RV

In the article R.V. Life: Getting Kicks at Age 66, author J. Peder Zane explains how the R.V. landscape has changed considerably in the last decade because of new technologies and the active lifestyle embraced by baby boomers.

“Jim and Jaylene Myers knew exactly what they wanted to do when they retired: Go wherever whim and chance might take them in their 45-foot recreational vehicle.

The Myerses are members of a high-octane tribe of retirees who are transforming their golden years into a golden age of adventure on the open road. Inspired by disparate strands of the American way of life – from don’t-tread-on-me individualism to an it-takes-a-village communitarianism, from a love of nature to a craving for the best creature comforts modernity can offer (or both) – they are a wildly diverse bunch.

The best estimates say 750,000 to one million retirees call R.V.s home, according to Kevin Broom, director of media relations for the Recreation Vehicle Industry Association. He said independent studies suggested their ranks were growing. Although the recession took a toll on sales of new R.V.s, the number of R.V. owners 55 and older increased 20 percent, to 3.6 million, from 2005 through 2011.”

Read the rest at The New York Times.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – Exercise Tips for Seniors

Senior couple riding bicycles

The U.S. Department of Health and Human Services Administration on Aging estimates that by 2030 there will be 72.1 million people over the age of 65 – 19% of the population. By 2040, the number of people 85 and older is expected to reach 14.1 million!

We can’t help getting older, but we can age successfully. The more active, healthy, and fit you are now, the better you will feel as you get older.

It is never too late to start exercising. Exercise is an important key to aging successfully. It’s never too late to start. Here are some tips on how to get started on your fitness journey.

1. How do I get started? Before starting any exercise program, talk to your doctor to find out what activities are right for you. It’s important to start slowly, and build gradually. Doing too much, too soon can result in injury. Even a five-to-ten minute walk is a good starting place, and you can build from there. Motivate yourself with goals.

2. Make a weekly exercise plan. Schedule your exercise and you will be more likely to stick with it. Be consistent, and find the times and days that work best for you to get started. It doesn’t matter how much you do in the beginning – just get out there and do it!

3. Endurance and aerobic exercises. Any activity that increases heart rate and breathing for an extended period is considered endurance exercise. Endurance and aerobic exercises are good for your heart, lungs, and the circulatory system. Endurance gives you stamina for daily tasks, and can prevent many aging-related diseases such as diabetes, heart disease, and stroke. Walking, running, cycling, swimming, aerobics classes, and tennis are all types of endurance exercise. Many gyms and senior centers offer exercise classes for seniors. Endurance exercise does not have to be strenuous to be beneficial.

4. Strength and resistance exercises. Strength exercises will make you not only stronger, they will help you remain able to perform daily tasks, and they can increase metabolism allowing you to maintain a healthy weight. Strength exercises also play a role in keeping blood sugar levels healthy, which is important in preventing diabetes and obesity. Strength and resistance training may also help prevent osteoporosis by helping you maintain strong bones. Resistance bands are an easy and inexpensive way to perform strength exercises at home. You can also use free weights, or machines at the gym.

Read more Exercise Tips for Seniors.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: Baby Boomers Gain Freedom Through Technology

Baby Boomer Couple Look at Content on Their Hand-Held Tablet

A 2017 report released by Pew Internet Research Project notes that older adults are steadily increasing their use of the Internet.

“Around four-in-ten (42%) adults ages 65 and older now report owning smartphones, up from just 18% in 2013. Internet use and home broadband adoption among this group have also risen substantially. Today, 67% of seniors use the internet – a 55-percentage-point increase in just under two decades. And for the first time, half of older Americans now have broadband at home.”

In her article Baby Boomers Gain Freedom Through Technology, author H. E. James notes that Baby Boomers are quickly adopting and adapting to the technologies which are native to their grandchildren, the Millennials. This trend is necessary, as technology will help Baby Boomers communicate with those caring for them — nurses, doctors, and caregivers.

Read the rest of Baby Boomers Gain Freedom Through Technology

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – 10 Essential Health Tips For Seniors

In the last census baby boomers, those 65+, accounted for 13% of the population. This age group grew at a faster rate than the population under age 45, and it’s clear that the US is an aging population. Happily, aging is different now than it was for our parents and grandparents. Today, there are more people living longer than at any other time in history. In fact, boomers will number 78 million by 2030. “This generation, associated with social change including the civil rights and anti-war movements in the 1960s, has another important cause—staying healthy,” says soon-to-be 65-year-old Arthur Hayward, MD, a geriatrician and clinical lead physician for Kaiser Permanente. “We need to become activists in promoting healthful behaviors and try our best to remain active and healthy the rest of our lives.”

How to do it? Dr. Hayward recommends these 10 easy health tips for seniors to help baby boomers live longer and thrive:

1. Quit smoking. Take this critical step to improve your health and combat aging. Smoking kills by causing cancer, strokes and heart failure. Smoking leads to erectile dysfunction in men due to atherosclerosis and to excessive wrinkling by attacking skin elasticity. Many resources are available to help you quit.

2. Keep active. Do something to keep fit each day—something you enjoy that maintains strength, balance and flexibility and promotes cardiovascular health. Physical activity helps you stay at a healthy weight, prevent or control illness, sleep better, reduce stress, avoid falls and look and feel better, too.

3. Eat well. Combined with physical activity, eating nutritious foods in the right amounts can help keep you healthy. Many illnesses, such as heart disease, obesity, high blood pressure, type 2 diabetes, and osteoporosis, can be prevented or controlled with dietary changes and exercise. Calcium and vitamin D supplements can help women prevent osteoporosis.

4. Maintain a healthy weight. Extra weight increases your risk for heart disease, diabetes and high blood pressure. Use the Kaiser Permanente BMI (body mass index) calculator to find out what you should weigh for your height. Get to your healthy weight and stay there by eating right and keeping active. Replace sugary drinks with water—water is calorie free!

5. Prevent falls. We become vulnerable to falls as we age. Prevent falls and injury by removing loose carpet or throw rugs. Keep paths clear of electrical cords and clutter, and use night-lights in hallways and bathrooms. Did you know that people who walk barefoot fall more frequently? Wear shoes with good support to reduce the risk of falling.

6. Stay up-to-date on immunizations and other health screenings. By age 50, women should begin mammography screening for breast cancer. Men can be checked for prostate cancer. Many preventive screenings are available. Those who are new to Medicare are entitled to a “Welcome to Medicare” visit and all Medicare members to an annual wellness visit. Use these visits to discuss which preventative screenings and vaccinations are due.

7. Prevent skin cancer. As we age, our skin grows thinner; it becomes drier and less elastic. Wrinkles appear, and cuts and bruises take longer to heal. Be sure to protect your skin from the sun. Too much sun and ultraviolet rays can cause skin cancer.

8. Get regular dental, vision and hearing checkups. Your teeth and gums will last a lifetime if you care for them properly—that means daily brushing and flossing and getting regular dental checkups. By age 50, most people notice changes to their vision, including a gradual decline in the ability to see small print or focus on close objects. Common eye problems that can impair vision include cataracts and glaucoma. Hearing loss occurs commonly with aging, often due to exposure to loud noise.

9. Manage stress. Try exercise or relaxation techniques—perhaps meditation or yoga—as a means of coping. Make time for friends and social contacts and fun. Successful coping can affect our health and how we feel. Learn the role of positive thinking.

10. Fan the flame. When it comes to sexual intimacy and aging, age is no reason to limit your sexual enjoyment. Learn about physical changes that come with aging and get suggestions to help you adjust to them, if necessary.

 

SOURCE

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582