Moving Mom Monday: Aging Parents With Lots of Stuff, and Children Who Don’t Want It

Baby Boomer Couple

In his New York Times article Aging Parents With Lots of Stuff, and Children Who Don’t Want It, author Tom Verde writes about the fact that the children of Baby Boomers don’t want their parents’ stuff:

“As baby boomers grow older, the volume of unwanted keepsakes and family heirlooms is poised to grow — along with the number of delicate conversations about what to do with them. According to a 2014 United States census report, more than 20 percent of America’s population will be 65 or older by 2030. As these waves of older adults start moving to smaller dwellings, assisted living facilities or retirement homes, they and their kin will have to part with household possessions that the heirs simply don’t want.

The competitive accumulation of material goods, a cornerstone of the American dream, dates to the post-World War II economy, when returning veterans fled the cities to establish homes and status in the suburbs. Couples married when they were young, and wedding gifts were meant to be used — and treasured — for life.

‘Americans spent to keep up with the Joneses, using their possessions to make the statement that they were not failing in their careers,’ wrote Juliet B. Schor, the Boston College sociologist, in her 1998 book, ”The Overspent American: Why We Want What We Don’t Need.”

But for a variety of social, cultural, and economic reasons, this is no longer the case. Today’s young adults tend to acquire household goods that they consider temporary or disposable, from online retailers or stores like Ikea and Target, instead of inheriting them from parents or grandparents.”

Read the rest of the article

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: The Hot New ‘Retirement’ Plan for Baby Boomers – Starting a Business

Baby Boomer Entrepreneur

In her article, The Hot New ‘Retirement’ Plan for Baby Boomers: Starting a Business, author Leigh Buchanan explains how older entrepreneurs are happy to keep thing small and trade material benefits for a more comfortable schedule:

“Characterizing a Boomer business as a retirement hobby is as misleading as saying all 20-somethings launch app companies. Still, startups by people over age 50 tend to skew small. Gallup reports that 80 percent are lifestyle businesses meant to supplement retirement income and keep the mind engaged.

Jeff Williams, founder of BizStarters, a service that coaches older entrepreneurs, says roughly 60 percent of the clients he’s worked with in the course of 20 years ‘are much more interested in schedule flexibility than making a ton of money. They want the feeling that, after they have been in business for six months, they can take three weeks off to go visit their grandkids.’ Very few older founders are trying to replace corporate salaries, says Williams. Instead, average earnings expectations are between $50,000 and $75,000 a year.

The majority also prefer to be soloists, drawing on contract help when necessary. “I get these guys who come to me–they are 57 years old–and they say, ‘Been there, done that, already managed people,'” says Williams. ”I would like to grow a company without employees.””

Read the rest at Inc..

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Moving Mom Monday: How to Hire a Moving Company – Part Two

Two Seniors Holding Moving Boxes

In Part One of this series, we discovered three tips for hiring a moving company. Here are two more tips:

4. Review the estimate. This is your opportunity to get clarification and ask questions. Be sure to get any changes in writing. Verify how much the company will be moving, the distance it will be moved, the times your items will be picked up and delivered to your new home and the availability of additional services such as packing and supplies. This will reduce the chances of dealing with unexpected charges.

5. Get a written copy of the mover’s inventory list. Additionally, give the movers specific directions for getting to your home and exchange phone numbers in case you need to reach each other.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: Baby Boomers Rank Travel as Top Priority

Baby Boomer Couple on Vacation in Europe

In his article, Baby Boomers Rank Travel as Top Priority, author Clark Norton explains what the over-50 crowd is looking for when it comes to leisure:

“What’s the top experience that folks seek out after turning 50?

A new survey of 2,000 passport-carrying Americans aged 50 and up shows that traveling abroad is their number one choice for realizing their passions.

The survey, commissioned by Exodus Travels — a UK-based  adventure travel company with a substantial  presence in the U.S. and Canada  – confirmed  what Exodus leaders say they had observed for a number of years: that Americans gain a new “lust for life” after age 50.

And that “second wind” translates most heavily into travel.

Asked ‘What led you to gaining a new passion/appreciation for life?’, one-third of respondents chose ‘a travel experience’ – which tied with ‘retirement’ in that category.

The next question was key: ‘What have you done or do you plan on doing as a result of getting a new passion for life?'”

Find out how the survey respondents answered.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Moving Mom Monday: How to Hire a Moving Company – Part One

Two Seniors Holding Moving Boxes

If you, or an aging loved one, are planning on moving, think about hiring movers to do the work for you. Moving companies reduce the stress of the moving process by transporting your belongings to your new place.  Some local movers specialize in ‘small moves’, great for seniors moving to senior living. Here are three tips for hiring a moving company:

1) Get referrals. If your family, friends or coworkers had a great experiene with a moving company, chances are you will, too. Ask around for names of two or three companies to consider. Be sure to get estimates for each.

2) Research online. Once you have your list of referred companies, research them online to make sure they are legitimate. Visit the American Moving Association’s website (moving.org) to see if the company is a member. Membership is voluntary and requires that members abide by the organization’s guidelines. Check review sites and social media to see what their customers say about them and if the companies have a history of customer complaints. Also, the Federal Motor Carrier Safety Administration website (fmcsa.dot.gov) and type in each company’s USDOT number to see if they are licensed and insured.

3) Get estimates in person. Many professionals may offer an estimate based on the number of rooms in a home; however, insist on an in-home estimate. Be sure to show them everything you want moved, including furniture, boxes and items that have not been packed yet so they can estimate the weight accurately.

If you’re moving to another state, ask for a written binding estimate or a binding not-to-exceed estimate, which will put a limit on what you will be expected to pay. If you’re moving within your state, the rules about estimates will vary by state. Visit your state’s website to learn more.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: AARP Travel Research: Baby Boomers 2017 Travel Trends

Baby Boomer Couple Relaxing in Swimming Pool

According to AARP, almost all Boomers will travel for leisure in 2017, taking an average of 5 trips.

Top 2017 Boomer travel trends show that almost all will travel for leisure with about half traveling internationally.

Key findings include the following:

  • Most Boomers are looking for a laid back and relaxing trip to give them the opportunity to spend quality time with friends and family.
  • To do so, Boomers are planning to escape to Mexico, the Caribbean, and/or the British Isles (UK, Ireland) for their upcoming international trips. Their domestic trips, although covering a variety of cities, are most often being planned for a Florida or California destination.
  • Regarding authentic experiences, although Boomers would like to eat a meal with locals (50%), or tour with locals (40% among international travelers), they are not as open to staying with locals, domestically or abroad (18%).
  • As seen in past research, among Boomers who are still working, approximately 40% do not anticipate taking all of their vacation days. And when they do vacation, 40% feel it is at least somewhat important to stay connected to work while away, which is why many anticipate spending at least 10% of their vacation time working.

Read the rest at AARP.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Moving Mom Monday: Moving My Kicking-And-Screaming Elderly Parents 1,600 Miles To Be With Me

Elderly Couple Walking Along Beach

Arlene Nisson Lassin writes about her experience of moving her elderly parents 1600 miles to Houston, Texas…a trip her Mom and Dad did not want to make.  But first, a brief history:

“I moved 1,600 miles away from my parents to Houston as a young adult. As their generation aged, and our other relatives scattered, I became increasingly worried about them being there still, somewhat isolated, without a close family member looking after them. They lived in their aging home all by themselves and tried mightily to keep it up.

Fortunately, my dad was a robustly healthy, mentally sharp man into his mid-eighties and he still drove a car, managed his household, cared for his wife. Being a social guy and wanting something to do with his time, for many years he worked as a greeter and mascot for a local grocery store part time up until the past couple of months. It gave him a place to go, something to do, and pocket change.

When you live far away from your elderly parents, you are always walking on eggshells, dreading a phone call of illness or injury. I got that call this winter – having just turned 87 years old, my dad had taken a tumble down the stairs of his house. The strong ox that he used to be dissipated with this accident, and he felt frail, vulnerable, and shaky enough where he didn’t want to drive any more.”

Read more about the process Arlene experienced moving her elderly parents to Houston.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: R.V. Life – Baby Boomers Are Hitting the Road

Baby boomer senior couple in front of RV

In the article R.V. Life: Getting Kicks at Age 66, author J. Peder Zane explains how the R.V. landscape has changed considerably in the last decade because of new technologies and the active lifestyle embraced by baby boomers.

“Jim and Jaylene Myers knew exactly what they wanted to do when they retired: Go wherever whim and chance might take them in their 45-foot recreational vehicle.

The Myerses are members of a high-octane tribe of retirees who are transforming their golden years into a golden age of adventure on the open road. Inspired by disparate strands of the American way of life – from don’t-tread-on-me individualism to an it-takes-a-village communitarianism, from a love of nature to a craving for the best creature comforts modernity can offer (or both) – they are a wildly diverse bunch.

The best estimates say 750,000 to one million retirees call R.V.s home, according to Kevin Broom, director of media relations for the Recreation Vehicle Industry Association. He said independent studies suggested their ranks were growing. Although the recession took a toll on sales of new R.V.s, the number of R.V. owners 55 and older increased 20 percent, to 3.6 million, from 2005 through 2011.”

Read the rest at The New York Times.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Moving Mom Monday: What Important Documentation Do You Need?

Senior couple packing a miving box

Whether buying, selling, or leasing, every locale has its standard real estate sales and purchase contracts, disclosures, and professional documentation. Beyond the basics, however, it is recommended that families take time to create contingency plans and compile important documents when assisting older adults, particularly if they are frail, undergoing medical treatments, or experiencing elevated stress during the transition process.

1. General Power of Attorney (POA): Transfers the legal authority to act on one’s behalf to another party.

2. Durable Power of Attorney: Transfers the legal authority to act on one’s behalf for any legal task.

3. Special, Specific, or Limited Power of Attorney: Grants a designated agent the authority to conduct a specific, designated function. *

4. Death Certificate and/or a Will: Likely to be requested by the closing agent, regardless of the title held, if any of the property owners are deceased.

5. Trust documents: These vary widely in terms of the powers granted to trustees. You will need to provide pertinent trust documentation to one’s real estate professional or title representative/closing agent when requested.

6. Abstract: A complete record of all matters of public record that affect ownership rights to a particular piece of real property.

7. Home repair history: Accuracy is important when completing property condition disclosures legally required when selling most residential property. By simply compiling receipts for recent major improvements or repairs in advance, the completion of otherwise lengthy forms can be expedited, relieving any unnecessary stress and frustration for already overwhelmed senior homeowners or family members.

* NOTE: Having a general or durable power of attorney may be sufficient for signing listing documents or negotiating sales contracts. However, some title insurance companies and closing agents require specific powers of attorney when deed transfers are involved. It is important to consult with a knowledgeable real estate professional with access to legal counsel or a trusted real estate attorney regarding the laws governing real estate conveyances in your area.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: Baby Boomers Gain Freedom Through Technology

Baby Boomer Couple Look at Content on Their Hand-Held Tablet

A 2017 report released by Pew Internet Research Project notes that older adults are steadily increasing their use of the Internet.

“Around four-in-ten (42%) adults ages 65 and older now report owning smartphones, up from just 18% in 2013. Internet use and home broadband adoption among this group have also risen substantially. Today, 67% of seniors use the internet – a 55-percentage-point increase in just under two decades. And for the first time, half of older Americans now have broadband at home.”

In her article Baby Boomers Gain Freedom Through Technology, author H. E. James notes that Baby Boomers are quickly adopting and adapting to the technologies which are native to their grandchildren, the Millennials. This trend is necessary, as technology will help Baby Boomers communicate with those caring for them — nurses, doctors, and caregivers.

Read the rest of Baby Boomers Gain Freedom Through Technology

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582