Freedom Friday: R.V. Life – Baby Boomers Are Hitting the Road

Baby boomer senior couple in front of RV

In the article R.V. Life: Getting Kicks at Age 66, author J. Peder Zane explains how the R.V. landscape has changed considerably in the last decade because of new technologies and the active lifestyle embraced by baby boomers.

“Jim and Jaylene Myers knew exactly what they wanted to do when they retired: Go wherever whim and chance might take them in their 45-foot recreational vehicle.

The Myerses are members of a high-octane tribe of retirees who are transforming their golden years into a golden age of adventure on the open road. Inspired by disparate strands of the American way of life – from don’t-tread-on-me individualism to an it-takes-a-village communitarianism, from a love of nature to a craving for the best creature comforts modernity can offer (or both) – they are a wildly diverse bunch.

The best estimates say 750,000 to one million retirees call R.V.s home, according to Kevin Broom, director of media relations for the Recreation Vehicle Industry Association. He said independent studies suggested their ranks were growing. Although the recession took a toll on sales of new R.V.s, the number of R.V. owners 55 and older increased 20 percent, to 3.6 million, from 2005 through 2011.”

Read the rest at The New York Times.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Transition Thursday: Baby Boomer Parents: Your Grown Children Don’t Want Your Stuff

Baby Boomer couple with moving box

In her article “Boomer parents: ‘One day, this will all be yours.’ Grown children: ‘Noooo!’ ” Samantha Bronkar, staff writer at the Christian Science Monitor, relays the message that the grown children of downsizing baby boomers parents don’t want their  collections of stuff.

“As baby boomers begin to downsize, they are discovering their grown children do not want their stuff. In fact, they recoil in something close to horror at the thought of trying to find room for collections of Hummels and Thomas Kinkade paintings.

Two hundred stuffed animals, two violins, and a 7-1/2 foot-tall Christmas tree: That was just a corner of the possessions Rosalie and Bill Kelleher accumulated over their 47-year marriage. And, they realized, it was about 199 stuffed animals more than their two grown children wanted.

Going from a four-bedroom house in New Bedford, Mass. – with an attic stuffed full of paper stacked four-feet tall – to a 1,300-square-foot apartment took six years of winnowing, sorting, shredding, and shlepping stuff to donation centers.

Among the possessions the Kellehers are keeping are three hutches – one that belonged to his mother, one that belonged to her mother, and one that they purchased together 35 years ago. One shelf is carefully lined with teacups Rosalie collected during her world travels. Another houses a delicate tea set from Japan, a gift her mother received on her wedding day.

‘We really don’t need them,’ she admits.”

Neither do their kids.

Read the rest at The Christian Science Monitor

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – Exercise Tips for Seniors

Senior couple riding bicycles

The U.S. Department of Health and Human Services Administration on Aging estimates that by 2030 there will be 72.1 million people over the age of 65 – 19% of the population. By 2040, the number of people 85 and older is expected to reach 14.1 million!

We can’t help getting older, but we can age successfully. The more active, healthy, and fit you are now, the better you will feel as you get older.

It is never too late to start exercising. Exercise is an important key to aging successfully. It’s never too late to start. Here are some tips on how to get started on your fitness journey.

1. How do I get started? Before starting any exercise program, talk to your doctor to find out what activities are right for you. It’s important to start slowly, and build gradually. Doing too much, too soon can result in injury. Even a five-to-ten minute walk is a good starting place, and you can build from there. Motivate yourself with goals.

2. Make a weekly exercise plan. Schedule your exercise and you will be more likely to stick with it. Be consistent, and find the times and days that work best for you to get started. It doesn’t matter how much you do in the beginning – just get out there and do it!

3. Endurance and aerobic exercises. Any activity that increases heart rate and breathing for an extended period is considered endurance exercise. Endurance and aerobic exercises are good for your heart, lungs, and the circulatory system. Endurance gives you stamina for daily tasks, and can prevent many aging-related diseases such as diabetes, heart disease, and stroke. Walking, running, cycling, swimming, aerobics classes, and tennis are all types of endurance exercise. Many gyms and senior centers offer exercise classes for seniors. Endurance exercise does not have to be strenuous to be beneficial.

4. Strength and resistance exercises. Strength exercises will make you not only stronger, they will help you remain able to perform daily tasks, and they can increase metabolism allowing you to maintain a healthy weight. Strength exercises also play a role in keeping blood sugar levels healthy, which is important in preventing diabetes and obesity. Strength and resistance training may also help prevent osteoporosis by helping you maintain strong bones. Resistance bands are an easy and inexpensive way to perform strength exercises at home. You can also use free weights, or machines at the gym.

Read more Exercise Tips for Seniors.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Toss It Tuesday – Helpful Tips for Downsizing

Senior couple moving boxesJim Miller, author of The Savvy Senior, received the following question from a reader:

Question: Can you offer any helpful tips for downsizing? My husband and I are interested in moving to a condo downtown when we retire, but we need to get rid of a lot of our personal possessions before we can move. We’ve lived in the same house for almost 35 years and have accumulated tons of stuff.

In response, Jim shares ideas on how to get rid of possessions…include giving to relatives, hiring a senior move manger, selling or donating…in his his USA Today article, “How to downsize your belongings for a move.

Sell it: Selling your stuff is one way you can downsize and pad your pocketbook at the same time. Some other popular selling options are consignment shops, garage sales and estate sales.

Donate it: If you itemize on your tax returns, donating your belongings is another way to downsize and get a tax deduction. Goodwill (goodwill.org, 800-741-0186) and the Salvation Army (satruck.org, 800-728-7825) are two charitable organizations that will come to your house and pick up a variety of household items, furnishings and clothing.

Trash it: If you have a lot of junk you want to get rid of, contact your municipal trash service to see if they provide bulk curbside pickup services. Or, depending on where you live, you could hire a company like 1-800-Got-Junk (1800gotjunk.com, 800-468-5865) or Junk-King (junk-king.com, 888-888-5865) to come in and haul it off for a moderate fee. Another good disposal option is Bagster (thebagster.com, 877-789-2247) by Waste Management. This is a dumpster bag that you purchase for around $30, fill it to a limit of 3,300 pounds and schedule a pickup, which costs an average of $140 but varies by area.

Read the rest of Jim’s article How to downsize your belongings for a move.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Moving Mom Monday: What Important Documentation Do You Need?

Senior couple packing a miving box

Whether buying, selling, or leasing, every locale has its standard real estate sales and purchase contracts, disclosures, and professional documentation. Beyond the basics, however, it is recommended that families take time to create contingency plans and compile important documents when assisting older adults, particularly if they are frail, undergoing medical treatments, or experiencing elevated stress during the transition process.

1. General Power of Attorney (POA): Transfers the legal authority to act on one’s behalf to another party.

2. Durable Power of Attorney: Transfers the legal authority to act on one’s behalf for any legal task.

3. Special, Specific, or Limited Power of Attorney: Grants a designated agent the authority to conduct a specific, designated function. *

4. Death Certificate and/or a Will: Likely to be requested by the closing agent, regardless of the title held, if any of the property owners are deceased.

5. Trust documents: These vary widely in terms of the powers granted to trustees. You will need to provide pertinent trust documentation to one’s real estate professional or title representative/closing agent when requested.

6. Abstract: A complete record of all matters of public record that affect ownership rights to a particular piece of real property.

7. Home repair history: Accuracy is important when completing property condition disclosures legally required when selling most residential property. By simply compiling receipts for recent major improvements or repairs in advance, the completion of otherwise lengthy forms can be expedited, relieving any unnecessary stress and frustration for already overwhelmed senior homeowners or family members.

* NOTE: Having a general or durable power of attorney may be sufficient for signing listing documents or negotiating sales contracts. However, some title insurance companies and closing agents require specific powers of attorney when deed transfers are involved. It is important to consult with a knowledgeable real estate professional with access to legal counsel or a trusted real estate attorney regarding the laws governing real estate conveyances in your area.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Freedom Friday: Baby Boomers Gain Freedom Through Technology

Baby Boomer Couple Look at Content on Their Hand-Held Tablet

A 2017 report released by Pew Internet Research Project notes that older adults are steadily increasing their use of the Internet.

“Around four-in-ten (42%) adults ages 65 and older now report owning smartphones, up from just 18% in 2013. Internet use and home broadband adoption among this group have also risen substantially. Today, 67% of seniors use the internet – a 55-percentage-point increase in just under two decades. And for the first time, half of older Americans now have broadband at home.”

In her article Baby Boomers Gain Freedom Through Technology, author H. E. James notes that Baby Boomers are quickly adopting and adapting to the technologies which are native to their grandchildren, the Millennials. This trend is necessary, as technology will help Baby Boomers communicate with those caring for them — nurses, doctors, and caregivers.

Read the rest of Baby Boomers Gain Freedom Through Technology

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Transition Thursday: Helping the Elderly Downsize

In her long career as a psychiatrist, Dr. Phyllis Harrison-Ross has been described by friends and colleagues as practical and calm. But two other traits, humor and patience, went right out the window when she decided to downsize.

“You ask yourself what you want to keep, and the answer is ‘everything,’ ” said Dr. Harrison-Ross, who turns 80 next month. “It’s an emotional roller coaster that takes a toll on you. It’s very tiring.

“I thought I could get down to the bare essence of things myself,” she said. “But that proved to be very difficult, much more than I had expected.”

Her solution: Dr. Harrison-Ross hired a senior move manager.

Read the rest at The New York Times

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Wellness Wednesday – 10 Essential Health Tips For Seniors

In the last census baby boomers, those 65+, accounted for 13% of the population. This age group grew at a faster rate than the population under age 45, and it’s clear that the US is an aging population. Happily, aging is different now than it was for our parents and grandparents. Today, there are more people living longer than at any other time in history. In fact, boomers will number 78 million by 2030. “This generation, associated with social change including the civil rights and anti-war movements in the 1960s, has another important cause—staying healthy,” says soon-to-be 65-year-old Arthur Hayward, MD, a geriatrician and clinical lead physician for Kaiser Permanente. “We need to become activists in promoting healthful behaviors and try our best to remain active and healthy the rest of our lives.”

How to do it? Dr. Hayward recommends these 10 easy health tips for seniors to help baby boomers live longer and thrive:

1. Quit smoking. Take this critical step to improve your health and combat aging. Smoking kills by causing cancer, strokes and heart failure. Smoking leads to erectile dysfunction in men due to atherosclerosis and to excessive wrinkling by attacking skin elasticity. Many resources are available to help you quit.

2. Keep active. Do something to keep fit each day—something you enjoy that maintains strength, balance and flexibility and promotes cardiovascular health. Physical activity helps you stay at a healthy weight, prevent or control illness, sleep better, reduce stress, avoid falls and look and feel better, too.

3. Eat well. Combined with physical activity, eating nutritious foods in the right amounts can help keep you healthy. Many illnesses, such as heart disease, obesity, high blood pressure, type 2 diabetes, and osteoporosis, can be prevented or controlled with dietary changes and exercise. Calcium and vitamin D supplements can help women prevent osteoporosis.

4. Maintain a healthy weight. Extra weight increases your risk for heart disease, diabetes and high blood pressure. Use the Kaiser Permanente BMI (body mass index) calculator to find out what you should weigh for your height. Get to your healthy weight and stay there by eating right and keeping active. Replace sugary drinks with water—water is calorie free!

5. Prevent falls. We become vulnerable to falls as we age. Prevent falls and injury by removing loose carpet or throw rugs. Keep paths clear of electrical cords and clutter, and use night-lights in hallways and bathrooms. Did you know that people who walk barefoot fall more frequently? Wear shoes with good support to reduce the risk of falling.

6. Stay up-to-date on immunizations and other health screenings. By age 50, women should begin mammography screening for breast cancer. Men can be checked for prostate cancer. Many preventive screenings are available. Those who are new to Medicare are entitled to a “Welcome to Medicare” visit and all Medicare members to an annual wellness visit. Use these visits to discuss which preventative screenings and vaccinations are due.

7. Prevent skin cancer. As we age, our skin grows thinner; it becomes drier and less elastic. Wrinkles appear, and cuts and bruises take longer to heal. Be sure to protect your skin from the sun. Too much sun and ultraviolet rays can cause skin cancer.

8. Get regular dental, vision and hearing checkups. Your teeth and gums will last a lifetime if you care for them properly—that means daily brushing and flossing and getting regular dental checkups. By age 50, most people notice changes to their vision, including a gradual decline in the ability to see small print or focus on close objects. Common eye problems that can impair vision include cataracts and glaucoma. Hearing loss occurs commonly with aging, often due to exposure to loud noise.

9. Manage stress. Try exercise or relaxation techniques—perhaps meditation or yoga—as a means of coping. Make time for friends and social contacts and fun. Successful coping can affect our health and how we feel. Learn the role of positive thinking.

10. Fan the flame. When it comes to sexual intimacy and aging, age is no reason to limit your sexual enjoyment. Learn about physical changes that come with aging and get suggestions to help you adjust to them, if necessary.

 

SOURCE

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Toss It Tuesday: Senior-Friendly Guide to Downsizing

Boomer Senior Couple Moving Boxes

Most seniors know that there will come a day when they’ll have to downsize, either to simplify their lifestyle, to cut costs, to be closer to grandchildren, or to address medical needs.

It’s often a stressful and tolling process – both emotionally and physically. But it doesn’t have to get overwhelming. Here are some tips from GoodCall to make your downsize easier.

1. Start early. Give yourself plenty of time for this process, because it will inevitably take longer than you expect. Take your time, and don’t try to sort through your entire house in one day or weekend. A couple of weeks to a month is a more realistic timeline. Take it one room at a time, and take breaks throughout.

“Go through each item one by one,” says Alison Kero, CEO of ACK Organizing in Brooklyn. “It’s important to give everything you own your attention for at least a second or two. It will also help you develop a great decision making system because you’re learning how to focus and then choose, if even for a second or two.”

If you aren’t rushed, you’ll find downsizing to be much less stressful.

2. Start small. You probably already have a couple of things in mind to toss out in the kitchen or garage, but avoid diving into such a big room at the very beginning. You have years and years of things to sort through. Start in an area with little emotional attachment. The laundry room or linen closet are good options. Understand your needs. If you’re moving into a two-bedroom house, four sets of sheets should be plenty. The rest can go.

“Garages/attics/basements are notorious for being the hardest rooms to tackle,” says Debra Blue, co-founder and CEO of Blue Moon Estate Sales. “These rooms tend to accumulate all the old hobbies, boxes, old holiday decorations, and clutter. They’re also known to be rather uncomfortable spaces. In the summer it’s too hot, winter it’s too cold, and in the springtime it can be too humid.”

3. Eliminate rooms you won’t have in your new home. If you’re moving to an apartment or townhome, you might not have a garage or office space. Nearly everything in those spaces will need to be sold, donated, tossed, or relocated to other rooms. These areas might also be good items for consignment or Craigslist sales; nice office furniture and outdoor tools are more valuable than old sofas or mattresses.

“Organize backwards,” suggests Jamie Novak, author of ‘Keep This Toss That.’ “A common suggestion is to pick out the stuff you don’t want and pack the rest. Try the opposite – pack the keepers. What’s left can be looked at and most can be shared or donated.”

4. Get rid of duplicates. You’ll find this is especially true in your kitchen. You have two or three spatulas and ladles; a couple of oversized stock pots; four different sized cookie sheets; a blender, a food processor, a coffee grinder, and a nut chopper. Now’s the time to reduce the clutter. If you’re feeling wary of handing off that second roasting pan because you use it every Christmas (but at no other time during the year), consider giving it to a child or grandchild who can bring it over for the holiday and take it home when they leave.

5. Only make Yes or No piles – no Maybes. When you’re going through years of belongings, some things are going to tug at your heartstrings, and you’ll be tempted to make a third pile of things to keep if you have space. Don’t fall for it. You’ll end up with a Maybe pile that’s bigger than either of the other two, and you haven’t really made any progress in sorting, just moved it across the room. Take a hard look at every item you pick up. If you use it regularly or expect to in your new home, keep it. If it’s been sitting in a closet or on a shelf for a year or more, it’s time to let it go.

“If you already weren’t using it, or didn’t like it, why on earth would you want to pack it up and schlep it to your next house?” says Hazel Thornton, of New Mexico-based Organized for Life. “I know it sounds silly, but people do it all the time. Moving isn’t cheap, either; do you really want to pay extra to move stuff you don’t even want? Don’t delude yourself by telling yourself you’ll deal with it at your next destination. No, you won’t.”

6. Reduce collections creatively. It can be hard to let go of a lifetime collection of porcelain dolls or snow globes from all your vacations, but they will eat up a lot of space or else end up stored in a box where you’ll never see them. Instead, pick a couple to keep and take high-resolution photos of the rest, then have them made into a photo book that can sit on your coffee table or mantle. You and guests will be able to enjoy them without the clutter. There are also tech tools or websites such as Fotobridge.com that will convert those boxes of photo negatives to digital.

Blue, of Blue Moon Estate Sales, says when you’re trying to reduce a collection, ask yourself, “Which one is your favorite?”

“This is a great way to thin out big collections and focus on the one that really brings joy. When it comes to the rest of your collections or newer ephemera, take pictures with your smartphone! You’ll enjoy it more when it comes up in your digital photos than it being stashed in a drawer or box. The memories will continue to live on through photos and conversations with loved ones.”

7. Don’t be afraid to sell things yourself. With Craigslist, Ebay, numerous smartphone apps, yard sales, and an abundance of consignment shops, selling your belongings has never been easier. You probably won’t make a ton of money on most items, so consider how much time you want to invest. Yard sales are usually faster, but items won’t sell for as much. Craigslist has its drawbacks, but you’ll have a much wider audience and can probably get more for your stuff. Consignment is a good option for high-end furniture, handbags and other accessories; prices are reasonable, and they’ll sometimes pick up heavy furniture for you. If you aren’t handy with a computer, your grandchildren can probably help. But if that all sounds like more than you care to deal with, hiring a firm to run an estate sale might be your best bet.

8. Consider legacy gifts early. Is there an antique clock in your foyer that you plan to one day leave to your son? Maybe a china collection your granddaughter adores? If there are certain heirlooms or pieces you plan to leave to your family in your will, consider instead giving those gifts now. This has two benefits: you’ll get the items out of our way, and you’ll be able to enjoy the feeling of giving those items to your loved ones now. While you’re at it, find out if there are any items your children want that you don’t know about – you might find an easy way to make them happy and lighten your load.

9. Allow some time to reminisce. While you’re cleaning and sorting, there will be some days when you want to stop emptying the kids’ bedrooms and just look through the kindergarten drawings, soccer trophies, and once-prized stuffed animals. It’s OK to pause and let the nostalgia take over for a bit. Cry if you need to, or move on to another room and come back. This is why you started early – just don’t let it prevent you from eventually getting the job done.

“I always ask my clients how the item at hand makes them feel,” says Morgan Ovens, of Haven Home in Los Angeles. “If it brings up any negative feelings, let it go. If it brings happiness of course it stays! The idea here is to only be surrounded by things you absolutely love. Isn’t that a great goal?”

10. Use this as a chance to bond. Invite the kids and grandkids over for the weekend. Talk to the young ones about where you bought your favorite trinkets. Tell them about your family’s heirlooms. Let them help pack, ask questions, and spend time with you. Get help posting items for sale online. It can be one more moment your family shares together in the house you’ve loved – before you start making those memories together in your next home. Remember that it’s your family that’s important for the memories you cherish, not the stuff around you.

Read the rest here.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582

Moving Mom Monday: 6 Tips for Touring Skilled Nursing Communities

Registered nurse comforts elderly woman patient

Skilled nursing communities (also referred to as “long-term care communities”) attract residents who are no longer able to live independently and need consistent medical assistance.

If you have a parent who needs this type of care, here are some suggestions that can help you appraise a skilled nursing community:

1. Visit the community on different days and at various times, including mealtimes. Take note of staff morale, resident activities and nursing staff levels.

2. Talk to members of the nursing staff about how long they have worked there.

3. Ask the nursing community administrators about staff-to-resident levels.

4. Obtain a copy of the most recent state survey to learn whether the community has been cited for deficiencies.

5. Ask if they have a plan of care for each resident, and if it is revised continually. Ask to see a sample copy of such plans.

6. Contact the local ombudsman organization and ask about the specific long-term care communities in the area.

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DAYNA WILSON: As a Certified Senior Housing Professional (CSHP) , I have special knowledge about everything from reverse mortgages to the importance of universal design. I can tap into my network and put you in touch with my team of qualified home inspectors, movers, attorneys, CPAs, organizers and other experts. I have all the resources and knowledge to simplify the transaction and eliminate the anxiety of selling your home.

Call me today to talk about your real estate concerns. I’m here to listen: 925.788.6582